Switching could save you $464*
Switching could save you over $450* - Request a Quote
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Your good driving, rewarded.

Good drivers deserve more than a good feeling. With The Hartford’s Disappearing Deductible3 option, the longer you go without an accident, the less it will cost when and if an accident does occur.


24%When surveyed, only 24% of drivers were aware of a disappearing deductible benefit. After all, it’s one of those features you hope you never need. But the savings sure can help if you do have to make a claim.


How does it work? Simply maintain a clean driving record, and we’ll reduce your collision deductible by $150. We’ll continue to lower your deductible by $50 each additional year you maintain a good record. And we’ll keep lowering it until it disappears altogether.

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3 Disappearing Deductible is only available with the optional Advantage Plus package. To qualify, all drivers on the policy must have a clean record (no accidents or violations) for five consecutive years (in most states). These five years must include a period of three consecutive years as a policyholder in this Hartford auto insurance program, commencing after the effective date of the policy issued through this offer. Availability varies by state.